Starting a new business requires some level of funding, which is often something that holds potential entrepreneurs back. It’s wise to investigate your options in advance so that you can figure out what will work best for you. You may also want to consider your business structure at this time. For instance, with a limited liability company (LLC), you remove… Read More

As a business owner, you must consider what’s best for you and your business. Sometimes, creating a financial and legal separation between you and your business is the best option.  If you are considering this, creating a C Corp may be right for you. Before moving forward, it’s a good idea to learn more about this business structure and what… Read More

You and your best friend have always talked about going into business together. Now, you’re both ready to turn the dream into reality. You’ve decided to form a partnership, and the two of you plan to share equally in the responsibilities of running your business. A partnership can be a great thing. The burden of decision-making is shared between the… Read More

Whether you have a property claim, bad-faith insurance claim or other kind of situation going on, you need to know how to approach the situation to make the most out of it. The right attitude and conversations can make a difference in how much you get out of your claim. When you speak with an insurance agent or you start… Read More

You’ve been a hard-working and loyal employee over the years, but you’ve always had ambitions of starting your own business. Recently, you’ve had an idea and you think it ticks all the right boxes.  There is no risk-free way to start your own company, but there are some assessments you can carry out before making a commitment. If your idea… Read More

Insurance is an excellent tool for managing risks. When you sign up for the cover, you transfer the risk in question to the insurance carrier. But what happens when the insurance company turns its back on you when you need them most? Bad faith insurance happens when the insurance company attempts to renege on its obligation to the policyholder. If… Read More

Business interruption insurance is very important coverage that people often forget to purchase when starting a company. You expect to run your company every day to generate income, but there could be circumstances outside of your control that force you to cease operating. Natural disasters, supply chain disruptions and even local road construction could force a temporary but expensive closure… Read More

One of the first decisions you have to make when you start a business is what structure you’re going to use to establish your company. For start-ups, the three most common choices are a limited liability company, partnership, or sole proprietorship. There are a few things that you must think about when you’re trying to determine what’s best for your… Read More

You would never dream of making a major real estate purchase without legal guidance. Since you’ve got an attorney involved from the start, why do you need to bother with title insurance? Well, for the most part, an attorney can substitute an opinion or certificate of title for title insurance that guarantees the title you're taking is clear and free for transfer.… Read More

You may have recently been in a serious accident and needed to call on your insurance provider to recover assets. They were really nice when you went to set them up initially. Now they seem to be giving you serious problems.   This may be the result of an insurance provider acting in bad faith. This means your insurance provider is… Read More

You paid your insurance premiums on your business for years without ever making a claim. When you finally did file a claim after a small fire, flood or another disaster, you expected the insurance company to treat your claim with all the respect and care it deserved. Now, you feel naive. The insurance adjuster barely spoke to you, did a… Read More

A homeowner’s association (HOA) has a direct impact on the lives of participating property owners. The HOA establishes and enforces rules about use and maintenance. It decides what shared amenities the community will offer and assesses fees to maintain them. Frequent meetings of the HOA board are necessary to respond to community concerns and address issues as they arise, like… Read More

Deciding to start a business is an exciting and complex adventure. As you strategize your business plan, one key factor to consider is how to structure your business. The formation type you select will impact everything from your tax liability to how you run your daily and annual operations.  Commonly used business formation types include sole proprietorship, partnership, limited liability… Read More

You're trying to file an insurance claim due to valid damage to your property. You need to get things fixed as quickly as possible. The problem you're facing is that the insurance company simply won't return your calls. In the modern era, you may even go beyond calling. Maybe you sent text messages or email messages. Maybe you tried to… Read More

If you are purchasing a piece of real estate here in California, you may need to address the issue of easements at some point. For the most part, easements are usually beneficial to someone, e.g., an electric company utilizing an easement to read your meter every month. However, there are cases in which easements are or become burdensome to property… Read More

When an insurance claim is made, an insurance company usually has a limited amount of time to respond to that claim and handle it. The insurer has to investigate the claim to decide if it will cover it or not, but that investigation shouldn’t extend so long that you feel like giving up on your request. Delay tactics are a… Read More

When an insurance company is operating in bad faith, they may drag their feet and make the process take longer or they may completely refuse to pay a claim that is entirely valid. This can leave you in a difficult position as a homeowner or a business owner who needs that money to repair the property. After all, the damage… Read More

It's very clear that the government has the power to use eminent domain. This means they can force private property owners to sell that property to the government, even if they were not interested in selling to begin with. This is a controversial process, but it is backed by law.  But can they do this for any reason? Say that… Read More

If you're forming a business and you're not going to be a sole proprietor, where you just create the company on your own, you may decide to work with a business partner. The two of you have to set this up together as co-owners.  Not only do you need to know what legal steps to take to do this, but… Read More

Your title insurance helps protect you from the loss of your home and the investments that you have made in the property. In theory, you can count on your title insurance company to help you fight a title claim and also to reimburse you if you lose the property because of a successful title claim. Working with an attorney that… Read More